Overview & Fees

OVERVIEW

We take a holistic view to help clients set and reach customized financial goals and simplify their financial lives. We offer financial planning, investment management, and tax preparation services to help you focus on the issues that are most important in your life. It is our goal to become your trusted advisor in order to help you manage your finances successfully. Specifically, we offer financial services to individuals and small businesses in the following areas:

• Financial Planning: Financial objective identification and evaluation, budgeting and cash flow management, retirement planning and projections, stock option analysis, college funding and financing, life insurance, disability insurance, and long-term care insurance analysis and estate planning strategies.
• Investment Management: Portfolio analysis, asset allocation, investment policy development, security selection, investment implementation, portfolio rebalancing, performance reporting, portfolio monitoring, and company retirement plan establishment and implementation.
• Group Retirement Plans: Selection and design of company retirement plans.
• Tax Planning & Preparation: Income tax planning and projections, tax minimization strategies, and income tax preparation.

FEES

Whether you want someone to manage all of your financial affairs, or would just like to hear what a professional thinks about your current financial situation, our fee structure is based on the level of services you desire. Due to our Fee-Only approach, we not only perform on-going investment management services, we also provide hourly as needed consultations, comprehensive retirement planning, or financial “check-ups” to help you continue down your path of financial security.

Consultation, planning, and tax preparation services are billed on a fixed fee for service basis. Currently, the hourly rate is $225 and is based on the type and level of services required.

Investment Management services are billed on a percentage of assets under management. The fees range from .5% to 1% of the total portfolio being managed. Clients selecting this service receive our financial planning management at no additional cost. Currently, the annual minimum for our services is $10,000.