By now it shouldn’t be news to anyone that identity theft is on the rise. Between computer hackers, garbage scroungers, ATM skimmers, phishers and cell phone thieves, our identities are under constant assault. Some experts say that it is nearly impossible to absolutely prevent identity theft, but there are some key areas of vulnerability can be protected by taking some simple measures.
Do you know who is on the other end of that email address? It might not be as apparent as you think. Can you be sure someone isn’t watching every move you make on your computer? You can’t see them, but they can see every keystroke. We are all under the constant threat of a cyber-assault. Are you protected?
If you are the parents or grandparents of a child of any age chances are good that the escalating costs of higher education are on your mind.
In the story of Alice in Wonderland, Alice arrives at a fork in the road and wonders aloud which road to take. A smiling Cheshire Cat appears and asks her what her destination is, to which she replies, “I don’t know.” The toothy cat then proffers the only possible response, “Well, then it doesn’t matter.”
Most people think estate planning is only for wealthy people. Certainly, the 55% of Americans who died without a will thought so, even though all of their estates ended up in probate court subject to the laws of the state. Sadly, the surviving families were thrust into a situation that resulted in unnecessary distress, expense and, for many of them, devastating financial consequence
It’s something most Americans don’t think about until it hits the headlines, such as last year when major retailer, Target, revealed that its data base of shopper credit and debit card numbers had been breached. Yet, nearly 15 percent of the population - more than 34 million adults - has reported some form of identity theft, according to the Identity Theft Resource Center.
Many investors have heard the term “asset allocation” at one time or another. From the first time we sign up for a 401k plan at the office all the way through the conversations we have with financial planners in retirement we are bombarded with messages about the importance of proper asset allocation.
Most people of conscience, especially those who have done well for themselves, want to use their resources to do some good in the world.
It began innocently enough. You swipe your grocery club card at checkout, and as you gather your bags, the checkout clerk hands you some coupons with offers on the products you just purchased.
Robert Huebscher does an annual interview with Jeremy Siegel from the Wharton School of the University of Pennsylvania around this time each year to gain his perspective on the current state of the market and what he sees going forward. You can read the interview by clicking here.