Many investors have heard the term “asset allocation” at one time or another. From the first time we sign up for a 401k plan at the office all the way through the conversations we have with financial planners in retirement we are bombarded with messages about the importance of proper asset allocation.
Most people of conscience, especially those who have done well for themselves, want to use their resources to do some good in the world.
It began innocently enough. You swipe your grocery club card at checkout, and as you gather your bags, the checkout clerk hands you some coupons with offers on the products you just purchased.
Robert Huebscher does an annual interview with Jeremy Siegel from the Wharton School of the University of Pennsylvania around this time each year to gain his perspective on the current state of the market and what he sees going forward. You can read the interview by clicking here.
Dimensional Fund Advisors created an article about the importance of maintaining diversification. You can access the article by clicking here.
CEOs do it’ athletes do it; in fact, anyone who needs to be able to achieve a certain level of performance in order to achieve a specific goal constantly assesses where they are in relation to where they want to be. This is to ensure that available resources are being utilized optimally at all time.
In the realm of investing, few financial instruments have garnered more controversy than annuities. Unquestionably, annuities have their share of critics, especially when they are applied improperly, but, in the right situation, their benefits may be unmatched.
ETFs and index mutual funds are emerging as the investment of choice for investors who are discovering the virtues of passive investing. Not surprisingly they have both seen an explosion of growth and are especially popular choices for retirement plans and investors with a long time horizon.
At the core of any successful financial enterprise, be it a household or a business, is a sound and effective budget plan that is used to drive all cash flow decisions, large and small, on a daily basis.
One option receiving more attention by college savers is the Education Savings Account (ESA). The big reason is that, with an ESA, you are free to establish an account with any financial institution and invest in any vehicles offered through that institution. This will enable you to fashion together your own mix of investments tailored to your growth objective and risk tolerance.