It happens when you least expect it -- A fall from a ladder. a skiing accident; a serious illness. No one plans to become disabled.
Along with most consumer prices, college tuition costs are heating up again. It seems as though we have become accustomed to college cost increases that have outpaced the rate of inflation; however, recent data shows them rising at an even more alarming rate into the double digits in many states and as high as 30% in California.
An increasing number of Americans are facing an uphill battle just trying to save enough and earn enough on their savings to be able to retire on time.